more information (property)

Step by Step Guide

1. The first step is to take a look through our Application Form which will give you a list of what is required. Alternatively, you call us to go through it with you.
2. Once you know you can provide all of the information in the Application Form, please fill it out as accurately as possible. But don’t worry if you make any mistakes, as our team will contact you to confirm all of the details are correct before moving to the next stage.
3. We give you a call just to make sure that we have your details correct, and importantly, to find if there are any issues that are stopping you from moving forward. If there are issues, our team will work with you to find a solution to these issues.
4. Once we have figured out the solution, we will then put your Application forward and find you a suitable Lender.
5. As soon as a suitable Lender has been found, an amount has been accepted (for example 100,000 pounds), and you agree to their terms, we then compile the paperwork and send you an official Mortgage Agreement, which then allows you to search the property market to the property of your choice up to that agreed amount.
6. At this point we have done our job and you will need to pay our fees for the service we have provided of connecting you to a Lender. The rest is up to you.

The last part of your journey once you have found a property that you desire, will be to hire a Solicitor to process your purchase. It might be helpful to know that we have Solicitors on hand that we can refer you to if necessary.

No problem is too big for us to solve, as they say “Where there’s a Will, there’s a Way”.. and if you have the Will, we will certainly find the Way, that’s for Sure!

For ordinary people, we provide a way onto the Economic Ladder that would NOT otherwise be available. No matter what your financial situation, we can guide you in the right direction to getting the Correct Credit Scoring

During the Application process, we give you a call just to make sure that we have your details correct, and importantly, to find if there are any issues that are stopping you from moving forward. If there are issues, our team will work with you to find a solution to these issues.

Residential

If you are looking for a place to call your own, then we can assist you. Just follow the Application Process, and then search for your perfect property. We’ll have you waking up in your new home in no time!

First Time Buyers

For those who have never before purchased a property, NOW is the time. With Government Schemes and Economic Initiatives to help First Time Buyers onto the property market, things have never been so good, or easy, especially when purchasing New Builds.

https://www.redrow.co.uk/buying-with-redrow/first-homes-scheme/?utm_medium=cpc&utm_source=google&utm_campaign=alwayson-national-jn89430&gclsrc=aw.ds&gad_source=1&gclid=CjwKCAiAtNK8BhBBEiwA8wVt95B8KGPRYzJUlVPWki7euGXakXh6btW9g1DyTvx4fw8W1tmA5O6wcBoCXOgQAvD_BwE

https://www.strideup.co/blog/understanding-the-first-homes-scheme?cid=22146560299&agid=&dt=c&adid=&matchtype=&network=x&kw=&gclid=CjwKCAiAtNK8BhBBEiwA8wVt93IULJ6RM8Ooiloq81K84Em0MkguTHsqmlJWYldVXuY99ONRe7pNDxoC9AgQAvD_BwE&gad_source=1

Buy to Let

Interested in an Investment Property that will provide future income? Then maybe a Buy to Let Mortgage is more ‘up your street’. Not only is this type of property a sensible investment, but it is considered an Investment, it is actually easier to qualify for over a Residential Property. This is because in the event of losing your job or other sustaining income, you will essentially still be able to keep up with the Mortgage payments as it is your Tenants that are responsible for providing the monthly Mortgage amount throughout the coming years.

Air B&B

When considering a property to invest in as a Rental Property, be aware of Short Term Rentals, through Platforms such as Air B&B.com, Booking.com, cosycosy.com, bluepillow.co.uk, and the list goes on…

Supported Accommodation

For the more seasoned Investor, there is an opportunity to enter a business sector that can offer a massive return, this is within the care sector, either private or the public (NHS). Whilst it does offer larger profits, the level of management and regulation can be quite an effort, but it can be worth all of the hard work eventually.

Buy from Auction

One of the cheapest places to find properties online are through Auctions. This is because many of the sellers are offering damaged or uninhabitable properties that would simply not sell through mainstream channels.

Limited Company Purchase

It is now Possible for Companies to purchase properties if you have a Limited Company. This has its many uses but is mainly used for keeping properties safe and out of Personal Property.

Non UK Nationals

For anyone abroad looking to purchase property within the UK, we can accommodate their needs, as long as they have all of the relevant Legal Documentation to pass ALL checks.

Replacing Bridging Loan

In the event of needing to exchange a Bridging Loan for a Standard Mortgage, we have you covered. Our experienced team will have your request fulfilled in no time